Test Your EV VSC Knowledge

Section 1 - Program Coverage

• Offers 4 tiers of protection to meet the needs of the EV buyer.
• Does not contain any surcharges. More info on custom suspension, snowplow, and commercial use coming up.
• Offers both standard and disappearing deductible options.

Section 4 - Your Coverage

Section 4 - Your Coverage

Elite Protect

Elite Protect is an exclusionary coverage tier that provides protection on ALL PARTS of the Electric Vehicle except those specifically excluded in Section 10 of the contract. Elite Protect does NOT provide coverage for the propulsion battery.

Elite Protect with Battery

Elite Protect with Battery is an additional exclusionary coverage tier that provides protection on ALL PARTS of the Electric Vehicle except those specifically excluded in Section 10 of the contract. Elite Protect with Battery DOES provide coverage for the excessive degradation of the propulsion battery.

Section 4 - Your Coverage

The highlighted components showcase some of the brand-new components used to power electric vehicles, as outlined in our EV contract.

Section 4 - Your Coverage

Contract Language:

Terms as stated in our EV contract.

Section 4 - Your Coverage

Section 6 - Definitions

• Is battery failure covered under the EV VSC?
  • No, Elite Protect with Battery offers coverage for Battery Degradation but not failure.
    • CNA National built our coverage to ensure we clearly defined what was covered and what wasn't. Our definition matches how the manufacturer defines degradation.

• Are Hybrids vehicles covered under EV VSC?*
  • No, the EV VSC was intentionally built specifically for Electric Vehicles.

Hybrid and Plug-In Hybrid vehicles are eligible for VSC coverage under Z2.

Section 5 - Additional Benefits

What benefits are new for Electric Vehicles?

What is Limp Along Coverage?

Limp Along Coverage is a portable charging service that will provide contract holders with up to $100 of mobile charging if the propulsion battery is depleted while on the road. The vehicle will be towed via flatbed to the nearest charging facility if Limp Along Coverage is not available in the area.

Section 5 - Additional Benefits

Why do Electric Vehicles require a Flatbed for towing?

Electric Vehicles must be towed using a flatbed to prevent damage to the propulsion battery located under the vehicle.

Section 5 - Additional Benefits

What other benefits are available for EV VSC?

Trip Interruption

Rental Car

Flat Tire and Lock-out Assistance

Section 5 - Additional Benefits

Ride Share:

The EV VSC provides coverage for ride share use under the following parameters:

• The Electric Vehicle must be titled in a personal name and not in the name of a business or entity.
• The Electric Vehicle can not be operated by multiple, non-related individuals.
  • Refer to section 10.C.E. of the contract for complete details.

Sports Package:

The EV VSC provides Sport Package coverage as well:

Section 10 - Non-Covered Parts

The EV VSC does not cover any components found outside of the vehicle, such as the following:

Autonomous Driving Exceptions

The EV VSC provides coverage for the propulsion battery if the Elite Protect with Battery tier is chosen. The EV VSC does not provide coverage for starter/SLI batteries under any tier.

Section 10 - Non-Covered Parts

Bidirectional Charging Exceptions

Noncovered parts:

Any failure or consequential damage due to bidirectional charging, a power surge, or other power grid failure

Section 12 - Transfers

Transfers:

Section 13 & 14 - Cancellations

Eligibility Criteria

Examples of ineligible vehicle criteria:

• Fuel types other than battery electric vehicles
• High performance/value vehicles or trims
• Vehicle weight over 12,000 lbs
• Gray market vehicles
• Vehicles manufactured for special services
• Incomplete models
• Models with aftermarket parts, software, or kits

Please reference the Ineligible Vehicles List for a full list for specific model exclusions [Form 9246 (12/22)].

Eligibility Criteria - Fuel Types

Eligible Fuel Types:

• Only Battery Electric Vehicles (BEVs) are eligible.

Ineligible Fuel Types:

• Hybrid vehicles are not eligible.
• Plug-In Hybrid vehicles are not eligible.
• Fuel Cell/Hydrogen vehicles are not eligible.
• ICE vehicles are not eligible.

*Hybrid, Plug-In Hybrid, and ICE vehicles are eligible for VSC coverage under Z2.

Eligibility Criteria - Age Rating

Eligible Models

Please reference the Ineligible Vehicles List for a full list of specific model exclusions [Form 9246 (12/22)].

Program Eligibility

Can Z2 contracts continue to be written for EVs?

• EVs will no longer be eligible for the Z2 VSC after launching the EV VSC.

Are EVs eligible for the Certified Pre-Owned (CPO) program?

• EVs will not be eligible for CPO at launch.

Are EVs eligible for limited warranty programs?

• EVs will not be eligible for limited warranty programs at launch.

Are EVs eligible for ancillary programs?

• Yes, most EV models are eligible for all ancillary product offerings.

Please reference the Ineligible Vehicles List for a full list for specific model exclusions [Form 9246 (12/22)].

Participation Programs

Participation Programs

What participation programs does CNAN offer?

Participation Programs

Is the EV VSC eligible for enrollment in participation programs?

• EV VSC is eligible for ALL the participation programs CNA National offers.
• If an existing dealer is enrolled in our participation programs for the Z2 VSC, they will be automatically enrolled in the same participation programs for EV VSC.
• Dealers who sell both the Z2 and EV VSC products will not be able to enroll in participation programs for one without also being automatically enrolled in the programs for the other.

Dealer Setup

Additional Information for Dealers